The control layer for agent payments

Let agents pay. Stay in control.

Orchedion is the neutral control point through which AI agents spend money. Every payment is checked in advance, exceptions go to a human, and everything is on record.

The problem

Agents can shop. Almost no one lets them pay.

Who approved this?

Agents act in seconds. Without clear rules, nobody can say afterwards who allowed what.

Duplicates and wrong recipients

A repeated request or a manipulated instruction can send money to the wrong place, even twice.

No proof for the audit

Automated purchases need a trail that finance teams and auditors can follow.

How it fits

The control point between agents and money.

Today, banks, cards and shops each see only their own slice. Orchedion sits in between and checks every payment of the same agent, wherever it goes.

Your bank account and cardsconnected once through a licensed partner

Your agents

Where agents buy

Procurement agentorders, renews, books
Shopping assistantshops for consumers
Platform agentbuys on behalf of customers

Orchedion

  • Your rulesmerchants, budgets, times
  • Check before every purchasein real time
  • Approval by your rulesonly when needed
  • Proof for everythingaccounting and disputes
Online merchantsshops, marketplaces
SuppliersB2B purchasing, framework contracts
Bookings and subscriptionstravel, software, services
Misty forest valley with mountains in the morning light

How it works

Check first. Pay second.

AI agentwants to pay an invoice from supplier A

Orchedion

checks in real time

  • Is the merchant allowed?
  • Does the amount fit?
  • Is there budget left?
  • Already paid before?
Allowedwithin your rules, payment runs instantly
Approval neededoutside your rules, you decide on your phone
Stoppedonly if you decline the approval
  1. 01

    The agent announces a purchase

    Merchant, amount and reason. The agent never holds the real payment key.

  2. 02

    Orchedion checks the rules

    Merchant, limit, time window and budget are verified before any money moves.

  3. 03

    Exceptions go to a person

    Larger or unusual payments go to a phone for approval, bound to the exact amount.

  4. 04

    Payment runs, proof is stored

    Every decision and payment is recorded in a tamper-evident log you can export.

Security

The agent never holds the real key.

Real control only exists when money and access sit behind the control point. Orchedion is built that way from the start.

Rules, not prompts

A deterministic engine enforces the rules. Prompt injection cannot change them.

Bound approvals

Passkey approvals tied to amount and merchant, with an expiry.

Traceable by design

A tamper-evident, time-stamped log makes every decision traceable.

Hosted in the EU

Keys are kept separately per customer, and data stays in the EU.

Waitlist

Be there when it starts.

Sign up and we will get in touch as soon as Orchedion is available to you.

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FAQ

Questions we hear often.

What is Orchedion?

A neutral control layer between AI agents and the payment world. It checks every payment against your rules before it happens, sends exceptions to a person and keeps proof of everything.

Does Orchedion hold my money?

No. In the first phase Orchedion does not hold funds and is neither a bank nor a wallet. Payments run through licensed partners.

Does it replace my bank or spend platform?

No. Orchedion adds the agent layer on top of the bank, cards and spend management you already use.

Which data does Orchedion process?

By default we store metadata only. Data processing agreements and EU hosting are part of the setup.

How fast can we get started?

The goal is a first active rule within a day. We begin in observation mode, so nothing is blocked while you see what Orchedion would catch.

Who is Orchedion for?

For businesses that let AI agents buy, such as procurement teams, agent platforms and agencies, and for individuals whose shopping assistant should be able to pay.